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Step 1 - Prevent Here is a essential to do list which could save you thousands if you have to claim. 1. Essential (and FREE!) Use SmartWater on the roof. To stop insurance claims being reduced by 50% you must register your SmartWater. Notify your insurer if any building work involves scaffolding.
New policy rules for lead theft claims
With EIG, claims for theft of metal will be £5000 maximum (for any one period of insurance), sequential damage claims £5000, both subject to SmartWater being used and registered with the company. If SmartWater is not used or registered, both the above claims are reduced by 50% (if scaffolding is on site, additional cover must be bought, subject to conditions).
2. Buildings and grounds (low cost) Remove items that aid climbing or lead removal such as wheelie bins and ladders. Lock gates and prevent access to cars and vans. Cut hedges and trees (check if planning permission is needed). Use anti climb paint on down spouts and lightning conductors (consult your architect). Download, laminate and place ‘We are all watching you’ posters (We are all watching you A4, We are all watching you A5,) in your porch and outside, check your roof regularly.
3. Worth considering (cost effective) Investigate CCTV consider installing an intruder alarm (EIG may give discount).
Detailed prevention information BeatMetalTheft.org PCC guidance booklet |
